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ACH Transfers

ACH is used to facilitate the movement of funds between a bank account and an Account.

Initiate an inbound ACH transaction​

Initiate an inbound ACH transfer from the profile's linked bank account to their Account.

The Account will be credited once funds are transferred from the bank account to Figure Pay.

POST /transactions/ach

{
  "account_id": "98d1d12d-9213-4656-b2ee-23f075ba49b0",
  "amount_coins": 7500,
  "bank_account_id": "24c7b7da-5e94-4f2c-b076-00d03c0c5b2c",
  "transaction_id": "52806bea-ee6b-405e-a6d1-6ba89c8ffd8f",
  "type": "INBOUND"
}

Initiate an outbound ACH transaction​

Initiate an outbound ACH transfer from the profile's Account to their linked bank account.

Funds will be held from the account balance immediately and transferred out shortly after the transaction is submitted.

POST /transactions/ach

{
  "account_id": "98d1d12d-9213-4656-b2ee-23f075ba49b0",
  "amount_coins": 7500,
  "bank_account_id": "24c7b7da-5e94-4f2c-b076-00d03c0c5b2c",
  "transaction_id": "52806bea-ee6b-405e-a6d1-6ba89c8ffd8f",
  "type": "OUTBOUND"
}