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ACH Transfers

ACH is used to facilitate the movement of funds between an external bank account and an Account.

Initiate an inbound ACH transaction

Initiate an inbound ACH transfer from the profile's linked external bank account to their Figure Pay account.

The account will be credited once funds are transferred from the external bank account to Figure Pay.

POST /transactions/ach

{
"account_id": "98d1d12d-9213-4656-b2ee-23f075ba49b0",
"amount_coins": 7500,
"bank_account_id": "24c7b7da-5e94-4f2c-b076-00d03c0c5b2c",
"transaction_id": "52806bea-ee6b-405e-a6d1-6ba89c8ffd8f",
"type": "INBOUND"
}

Initiate an outbound ACH transaction

Initiate an outbound ACH transfer from the profile's Figure Pay account to their linked external bank account.

Funds will be held from the account balance immediately and transferred out shortly after the transaction is submitted.

POST /transactions/ach

{
"account_id": "98d1d12d-9213-4656-b2ee-23f075ba49b0",
"amount_coins": 7500,
"bank_account_id": "24c7b7da-5e94-4f2c-b076-00d03c0c5b2c",
"transaction_id": "52806bea-ee6b-405e-a6d1-6ba89c8ffd8f",
"type": "OUTBOUND"
}